%1$s%3$sNo 3D Secure will cause transactions to be denied if 3D Secure is required by the bank of the cardholder.%4$s%3$sSCA_WHEN_REQUIRED returns a 3D Secure contingency when it is a mandate in the region where you operate.%4$s%3$sSCA_ALWAYS triggers 3D Secure for every transaction, regardless of SCA requirements.%4$s%2$s